Circular Benefits · Employee benefits, made simple
Everything your people value. One benefits experience.
Bring salary benefits, financial wellbeing, health & wellbeing and everyday savings together in one employer-branded experience — with your existing benefits alongside them.
Your demo opens straight away and stays available for 48 hours
The problem worth solving
One place for the benefits you already have — and the ones you want next.
Most benefits estates grow one provider at a time. The value is real, but it is spread across separate portals, emails and PDFs, so people forget what they have and administration lands with a small team. Circular Benefits brings what you already offer alongside new benefits in a single employer-branded experience, so employees can find it, understand it and use it.
A benefits estate today
- Separate logins and portals for each provider
- Employees unsure what they are entitled to
- Value hidden in documents and intranet pages
- Adding a new benefit means another disconnected system
With Circular Benefits
- One branded place for existing and new benefits
- Clear, everyday navigation employees understand
- Benefits people can act on immediately
- Add another area when you are ready, not before
What’s included
Four pillars. One experience your people actually use.
Enable the areas that matter to your organisation now. Each one is a genuine journey for employees, not a link to somebody else’s website.
Salary Benefits
Big-ticket purchases people can genuinely afford
Salary sacrifice and salary deduction arrangements let employees spread the cost of things they were going to buy anyway — and in the case of electric vehicles and cycle to work, save through their gross pay.
- Cycle to Work
- Home Electronics
- EV Salary Sacrifice
- Travel
- Shop Now, Pay Later
- Holiday Trading
Deductions are provided to your payroll team as deduction files, so nothing changes in the way you run payroll.

Financial Wellbeing
Practical financial help, not another leaflet
Regulated advice and everyday money guidance in one place, so employees can get an answer to the financial question actually in front of them.
- Free financial review
- Mortgage advice
- Protection and benefits advice
- Wills and estate planning
- MoneyHelper tools and resources

Health & Wellbeing
Support people can reach the same day
Health and wellbeing support employees can use without waiting — plus the content that keeps them coming back between the moments they need care.
- Wellbeing hub
- Online and virtual GP
- Gym discounts
- Fitness and nutrition content
- Optional specialist support where approved

Lifestyle Savings
Everyday value that shows up in the weekly shop
Savings on the spending people already do. This is the pillar that earns repeat visits, and it carries every other benefit with it.
- Retail cards and cashback
- Instant discounts
- Cinema
- Hotels, travel and attractions
- Voucher codes and offers
- Online learning

Employee engagement
Not a benefits brochure. Somewhere people come back to.
A benefits site people visit once at onboarding creates almost no value. The experience is built around everyday usefulness, so the platform is already open when the bigger decisions arrive.
Everyday savings first
Discounts and offers on ordinary spending give people a reason to return without being prompted.
Journeys, not tiles
Each area goes properly deep — search, guided questions, real content and applications — rather than linking out to a brochure.
Their own account
Saved items, applications and vouchers stay in one place, so people can pick up where they left off.
Refreshed content
New offers, workouts, recipes and learning keep the experience alive between benefit windows.

For the employer
Powerful for employees. Simple for employers.
Breadth for your people should not mean complexity for you. The platform is configured to what you need now, carries your brand, and grows when you decide it should.
Your brand, not ours
The employee experience is employer-branded, so it feels like part of your workplace rather than a third-party site.
Modular by design
Switch on the areas you need, leave the rest, and add more later without rebuilding anything.
Existing benefits alongside
Provision you already have can sit beside CB-provided benefits, so employees see one complete picture.
Integration where relevant
API, SSO and embedded options are available where they make sense for your HR and IT environment.
Payroll stays payroll
Salary benefits produce deduction files for your payroll team — a familiar process, not a payroll rebuild.
Built to be light to run
Employee engagement, content and everyday value are handled for you, so ongoing administration stays small.
How it comes together
- 1Choose your benefits
- 2Brand the experience
- 3Connect your people
- 4Launch
- 5Add more when you're ready
See it for yourself
Don't take our word for it. Explore the experience yourself.
These are real screens from the employee experience you are about to walk through.



Why Circular Benefits
Why employers choose Circular Benefits
One connected ecosystem
Salary benefits, financial wellbeing, health and lifestyle value in a single experience rather than four disconnected suppliers.
Breadth without complexity
A wide proposition, presented simply enough that employees find what they need on the first visit.
Configured to you
The proposition is shaped around the size, shape and priorities of your organisation.
Engagement built in
Everyday value and refreshed content do the work of keeping benefits visible all year.
Room to grow
Start where the need is greatest and expand as budgets, headcount and priorities change.
Fits your environment
Integrate through API or SSO, or embed the experience where your people already work, where that is relevant.
Your demonstration
Your personalised walkthrough, ready when you are.
Register once and your own demonstration is created immediately. It starts at the beginning and you explore at your own pace — there is nothing to install and no sales call required.
- Created for you the moment you register, and it starts from the beginning
- Guided narration and on-screen commentary as you move through the platform
- Ask us is on hand while you explore, so questions get answered as they occur to you
- Open the deeper journeys that matter to your people
- Available for 48 hours, with no obligation
Ask us, while you explore
Questions rarely wait until the end. Ask us is available inside your demonstration, so you can ask about a benefit, how something is administered or what it would mean for your people at the moment it occurs to you.
Create my demoQuestions employers ask
The practical detail, up front.
- Can we bring our existing benefits into the platform?
- Yes. Provision you already have can sit alongside CB-provided benefits, so employees see one complete picture instead of hunting across separate portals and documents.
- Can it carry our branding?
- Yes. The employee experience is employer-branded, so it reads as part of your own workplace rather than an external site.
- Does it integrate with the systems we already use?
- Where it is relevant, yes. API, single sign-on and embedded options are available so the experience can fit your existing HR and IT environment. What makes sense depends on the systems you run, and that is a conversation with your sales contact rather than a blanket promise.
- Do we have to take every benefit?
- No. The platform is modular. Switch on the areas that matter now, leave the rest, and add more later without rebuilding what you already have.
- How do salary benefits work with our payroll?
- Salary benefit deductions are provided to your payroll team as deduction files. Your payroll process stays the way it is — there is no payroll rebuild involved.
- How much ongoing administration does it create?
- It is designed to be light to run. Employee engagement, content and everyday value are handled for you, and the areas you enable determine what, if anything, needs your involvement.
- How much does it cost?
- The proposition is configured to your requirements, so there is no single figure to quote here. Your sales contact will talk you through what is included and how it would be structured for your organisation.
- Is the demonstration really self-guided?
- Yes. It is created for you when you register, starts at the beginning and moves at your pace, with guided narration and Ask us available as you explore. There is nothing to book and no set completion time.
- How long do we have access?
- Your demonstration stays open for 48 hours from the moment you register, so you can come back to it and share the experience with a colleague.
- What happens after the demonstration?
- Nothing automatic. Your sales contact can pick up wherever you want to go next, whether that is a specific benefit area, a wider proposition or simply more detail.
